I’ve heard that when OHIP stops coverage for out-of-country medical expenses, my private travel insurance policy won’t cover me either because one of the eligibility requirements is that I need to be covered by OHIP for out-of-country medical expenses.
This doesn’t seem right. Is it true?
The short answer is no, this is NOT true.
Private travel medical insurance plans simply require you to be covered by OHIP (or the Government Health Insurance Plan in your province of residence). They do not require OHIP to cover you for out-of-country medical expenses.
You can find more detailed information here about how this rumour may have started and what the facts are.