LAST UPDATED: September 15, 2025

If you’re an experienced snowbird, you already know that being away for an extended period of time in the winter requires considerable planning and organization to avoid issues and make sure your trip goes smoothly.

With so many things to attend to before you depart for your winter in the sun, our annually updated snowbird checklist is a handy tool to help you remember everything you need to take care of.

If you’re a new snowbird going away for the first time this coming winter, this checklist will be particularly helpful. And for you experienced snowbirds - you just might discover something new you hadn’t thought of!

First things first

• Renting: If you've rented a place for the winter, make sure you reconfirm your booking before you leave and arrange how and when you will pick up the key. Staying in touch with your landlord or rental company ahead of time can help avoid potential issues. You can get more tips on snowbird rental accommodations here.
• Travel insurance: It is essential for every Canadian snowbird to get travel medical insurance. While none of us expect to suffer a serious injury or health issue while abroad, it does happen, and the consequences of not having sufficient travel insurance can be catastrophic. Ideally, you should take care of this in the late summer or early Fall. Make sure you find travel insurance that fits your specific needs and travel plans. Learn why it's important to compare travel insurance options before you buy.
  
  We also offer our own travel insurance solution, Snowbird Advisor Insurance, featuring an exclusive 5% discount on select coverage options, policy options that provide coverage for pre-existing medical conditions with NO stability period requirement and more.
• Auto insurance: On the insurance front, you'll also want to make sure your vehicle insurance covers your needs, as some auto insurance policies have certain restrictions and time limits that you may not be aware of if you're going to be away for an extended period. You can find auto insurance tips for snowbirds here.

• Flights and car rentals: It pays to book well in advance to make sure you get the dates you want. Flights near the first of the month often get booked up fast.
  
  Don't assume that flight schedules are the same as last year. Airlines change both the destinations they fly to, as well as flight times and frequency, so you may find that a new airline is flying to your destination or an airline that used to fly there no longer does. Consulting a travel agent is a good idea to make sure you are aware of all of the flight options available to you.
  
  If you’re using points, you will need to book well ahead to make sure there is availability. Generally, prices are also better the earlier you book. See our top tips for finding the best snowbird airfares.
  
  Similarly, if you are looking for a long-term car rental, you will need to shop around for the best rates and book early to take advantage of lower prices and secure the vehicle you want.

  Snowbird Advisor has partnered with leading car rental company Auto Europe to provide Snowbird Advisor members with great rates on car rentals in Canadian dollars throughout the U.S., Mexico, Europe and beyond. 

• Vehicle transportation/delivery:  If you are not planning to drive yourself, but want to ship your car by transport truck to your winter home, you will need to make arrangements well ahead of time, as these companies get booked up quickly for peak times. Similarly, if you want to use a drive-away service to have someone drive your car south for you, you'll want to start early.
  
  Snowbird Advisor has partnered with Abrams Auto Transport to provide our members with exclusive discounts on shipping your vehicle to and from your winter destination.
• Phone plans: Mobile roaming charges can really add up while you're outside Canada, so it's important to ensure you have a phone plan that will provide you with reliable coverage without breaking the bank. Fortunately, there are many options available, including Canadian phone plans that include roaming, U.S. phone plans and local SIM cards, depending on your needs.
  
  Snowbird Advisor has also partnered with TELUS to provide Snowbird Advisor members with exclusive preferred pricing on mobile roaming plans for almost 70 countries, including popular snowbird destinations like the U.S., Mexico, the Caribbean,  Portugal, Spain, Costa Rica and more...

Getting organized

There's a lot to do before going away for the winter, and getting some of it done several weeks in advance saves you that last-minute panic and running around. Here’s our list of things to do:

• Medication: Order enough of the prescription medication you need for the duration of your stay outside Canada. Make sure all of your medication is clearly identified with its original labels and keep your receipts to ensure you don’t run into trouble at the border. If you are flying, never put your medications in checked luggage. Snowbird Advisor has partnered with a leading Canadian virtual pharmacy to help snowbirds with their unique medication needs year-round.
• Vehicle Registration & Insurance: If you’re bringing your car, make sure your vehicle registration & insurance don’t expire before you return, and be sure to renew them before you leave if you have to.
• Driver’s License and Health Card: Check your provincial health card and driver’s license to make sure they don’t expire before you return and renew them if needed before you leave.
• Travel Documents: Make sure your passport and/or Nexus card don’t expire until well after you return.  While the U.S. has waived the “valid for 6 months after you return rule”, many other countries require this, so if you are thinking of taking a cruise while you are away, make sure your passport has sufficient validity.
  
  And if you are travelling to the U.S. for 30 days or more at a time, ensure you comply with the new rules that came into effect on April 11, 2025, which may require you to register with the U.S. government after you arrive.
• Insurance Policy & Emergency Contact Card: Bring a copy of your travel medical insurance policy and the emergency contact card your insurer provides you with.
• Power of Attorney & Living Will: It is always a good idea to have a Power of Attorney in place in case anything should happen while you are away that prevents you from dealing with your affairs.
• Banking: Make sure your credit cards don’t expire while you’re away and renew them if necessary. If you haven’t already, set up online banking and bill payment and arrange to receive your bills electronically so you can stay up to date and pay them online while you’re away, including hydro, gas, water, sanitation, property taxes, rent and mortgage payments, among others. If you are going to the U.S., you may also want to consider setting up cross-border banking to save money and make things more convenient while you’re away. You can also save on currency exchange by setting up an account with a discount foreign exchange service.
• Pet Preparation: If you plan on taking your pet with you, plan well in advance to make sure they have all the right documentation, shots, etc, and meet all of the requirements to travel. Some countries have strict requirements about pets, so be sure to investigate the official government website of the country you are going to. Check out our snowbird guide on travelling with pets.
• Duplicate Documents: Create photocopies or scan all of your important documents to your computer and keep them in one easy-to-access place in case your original documents are lost or stolen (i.e. insurance, vehicle registration, driver’s license, health card, passport, NEXUS card, etc). Also, consider giving a copy to a family member or friend at home in case your backup is lost or stolen as well. 

Preparing your home

• Home Insurance: Check your home insurance for requirements when you are away from your home.  Many policies require daily or every other day inspection by someone.
• Inspections: Arrange for a service, friend, family member or neighbour to inspect your home regularly while you’re away to meet insurance requirements and check for frozen pipes, ensure snow & ice clearance, etc.
• Mail: Make arrangements for your mail at home – either have it held at the Post Office, or forwarded to your winter address, or arrange for someone to collect and sort it for you.
• Newspapers: If you still get a print version of newspapers , be sure to suspend your subscription starting on the date you intend to leave or convert to digital if you want to keep reading while you are away.
• Fridge: Clean out your fridge and freezer of all perishables and empty the freezer in case of a power interruption – or, empty them entirely and turn them off, leaving the door propped open.
• Service Suspension: Make arrangements to suspend services at home, like your landline, cable, internet and streaming services that you don’t use over the winter
• Water: Consider shutting off your water and draining all pipes if appropriate for your home
• Lights: If possible, set some lights on timers to deter break-ins  
• Condos: If you live in a condo, you can shut off water into your unit or make sure someone is checking your unit according to your insurance requirements. Often, the superintendent or concierge can perform these duties in their spare time for a fee.
• Vehicles: If you are leaving a vehicle at home, ask your insurance company if you can get any credit for the vehicle not being used for a number of months.  Consider putting a cover on it to keep dust off.

If you’re driving to or through the U.S.

• Plan your route ahead of time and make hotel reservations in advance.  You will want to have enough U.S. cash for the journey and any unexpected emergencies, such as speeding tickets that must be paid in cash.
• Before you go, have your vehicle serviced and check tire pressure, brakes, etc.
• Make sure your vehicle ownership and insurance certificates are in the vehicle.
• Make sure your passport and NEXUS cards are handy for crossing the border and not packed in the trunk.
• Have the full address and zip code of your rental home or the home you own in the U.S. with you to show at the border if requested.
• If you are staying in the U.S. for 30 days or more at a time, make sure you comply with the new rules that came into effect on April 11, 2025, which may require you to register with the U.S. government after you arrive.
• Be sure to declare any food that you are taking across the border. Banned foods will be confiscated. Many snowbirds prefer to buy their food once they have crossed the border if travelling by car or RV.
• Pack a small case of bottled water so you have plenty for the journey and your hotel stays.
• Pack a small carry-on bag with all that you need for the journey (including lighter clothes as you get farther south) and take this into your hotel at night (include toiletries, laptop or tablet, chargers, changes of clothes and anything else you will need on the way down). This way, you don’t have to lug your big suitcases into the hotel each night.

Packing

• Don’t pack too much! Most of us take lots of clothing that we never wear. Remember, you will have laundry facilities where you’re going. Travel light!
• If you’re flying, find out about baggage fees if you are planning to take a lot of stuff. Many airlines now charge for bags, depending on which level of fare you purchased.
• Always take a light jacket and sweaters, as many destinations can get cooler in the winter months.
• Remember to take all your chargers for phones, Kindle, tablet, laptop, shaver, etc...
• Don't forget to pack any sports equipment such as golf clubs, tennis and pickleball racquets, etc..., and if you are flying, check your airline's website for policies for golf clubs.
• Don't pack or take any banned foods, as they will be confiscated at the border. This includes fresh fruit!
• Do not take any cannabis products across any borders.